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Forget about the good old days when you could rely on an employee pension plan and social security to cover the cost of your retirement years. Taking care of your lawn, adding fertilizer, watering,. Known as annual percentage yield, or apy, the annual rate. Accounts specifically intended to help you save for retirement can have advantages that other types of accounts don't always offer. One effective thing you can do to prepare for your retirement is to utilize a retirement savings account. How to Make FAKE Paypal Screen Shots - Don't Be Scammed | Paypal cash, Paypal money adder from i.pinimg.com A savings account is an account provided by a bank for individuals to save money and earn interest on the cash held in the account. Regular spikes in the bitcoin price chart make this digital cryptocurrency a potentially lucrative invest.